If you have not yet read the content on this website, please do so.  Just look at the left side menu -- you'll find that reading through this site will answer a lot of your questions, and make the home-buying process more clear to you.

If you are ready to get started, here is an "action plan" for you:

Give us a call at 515.633.8877, or email us at mike@mikedavishomes.com .  Tell us you've been to www.DesMoinesFirstHome.com , and that you are ready to take the next step.  Which is:

We will ask you a few nosy questions like date of birth, address, what you do for a living, how much you make, etc.  Then, with your permission, we will immediately give that information to our loan officer.  Within ONE business day, we will have an answer for you.  If for some reason you cannot buy right now, then we will give you our best advice on what you can do to raise your credit score in a short period of time, so that you can buy soon.  (We are here to help!)

Next, let's meet at our office.  Please think of this as a counseling meeting.  This is NOT a "let's sell them a house" meeting.  It's a meeting to explain the process in more detail, answer your questions, and most importantly, help you decide which home loan is best for you.  The meeting will take about an hour, depending on how many questions you may have.

If you decide that buying a home is what's best for you, then we will pull up a list of homes for you, and put you on our "Email Notification" program.  This program not only emails you all listed homes for sale matching your search criteria, but whenever any real estate agent lists a house for sale matching that criteria, it sends you an email alert.  It's a very neat program and you will enjoy it!

You tell US which homes you want to see in person.  Our philosophy is to let you know about EVERY home on the market that matches what you are looking for.  Your job then is too look through them (this is the fun part!) and then contact us and let us know which ones to show you in person.

We will keep looking at homes until one day... You will be standing in a home with one of us, and you will know, "This is it.  This is the home for me."  Again, it will NOT be us "talking you into" buying a particular home.  Our job is not to "sell" you.  Our job is to counsel you and help you.

It might take a week to find your home, or it might take a year.  Either way is fine with us.  If you're in a hurry, you'll find that we will hurry right with you.  If you want to take it slow, you'll find that we'll never push you into buying.  You buy a home when you are READY.

Now -- when you are in that perfect home that you want to buy, you'll probably say something to us like, "What do we do now?"  What we do is go back to the office, and write an offer on the home, together.  Please do not let this part worry you.  We are expert negotiators, and we are working for YOU.  As I mention in other parts of this website, there are ways to make sure that you do not overpay for a home, or get a home with major problems.  We will walk you through all of that.

After that, my wife Danielle usually takes over, and guides you through the rest of the process -- the paperwork, the "behind the scenes" work.  She is very detailed and will make sure you make it all the way to the closing table.

If you get nothing else from this website, please understand this: We care.  We really care about our clients, and we are here to help you.  Maybe that sounds like a "line" or sounds hokey, but we are absolutely serious about it.  We're here to make sure that nothing bad happens to you as you buy your first home.

If you forget everything you've read here, remember this:

We will "hold your hand" through the entire process.

It's what we do.

If you are ready to get started, contact us via one of the ways below.

Call us: 515.633.8877

Email us: mike@mikedavishomes.com

Google instant messenger: "mikedavisteam"

Yahoo! instant messenger: "mikedavisteam"

Skype: "martian1371" -- Talk to me via webcam!  Even if you don't have a cam, you can call me via Skype and see me, and "sort of" meet me in person!  :-)

Thanks for visiting this website -- the ONLY Des Moines area website just for you -- the first-time homebuyer.

Sincerely,

Mike, Danielle, Matt, Dejah, & Molly